/* Naberezhnev — финансовый раздел (standalone, личный бренд) */
:root{
  --bg:#07040b; --gold:#e9b94d; --gold-br:#f0c75f; --gold-deep:#c9a25a;
  --text:#f3ede3; --text2:#b3a6b6; --muted:#8c8090; --faint:#6b6270;
  --line:rgba(255,255,255,.10); --line-soft:rgba(255,255,255,.07);
  --gold-line:rgba(233,185,77,.34); --gold-soft:rgba(233,185,77,.08);
  --surface:rgba(255,255,255,.022);
  --serif:'Playfair Display',Georgia,serif; --sans:'Manrope',system-ui,sans-serif; --mono:ui-monospace,Menlo,monospace;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;background:var(--bg);color:#ece7dd;font-family:var(--sans);-webkit-font-smoothing:antialiased;overflow-x:hidden;
  background-image:radial-gradient(44% 50% at 13% 14%,rgba(233,185,77,.10),transparent 70%),radial-gradient(48% 44% at 87% 6%,rgba(150,92,42,.13),transparent 70%),radial-gradient(130% 120% at 50% 62%,#0a0510 0%,#07040b 72%);
  background-attachment:fixed;}
a{text-decoration:none;color:inherit;}
button{font-family:inherit;}
::selection{background:rgba(233,185,77,.28);color:#fff;}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px;}
.sec{padding:clamp(72px,8vw,116px) 24px;}
.sec--alt{background:rgba(255,255,255,.013);}
.eyebrow{font-family:var(--mono);font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:18px;}
.h2{font-family:var(--serif);font-weight:600;font-size:clamp(30px,3.4vw,46px);line-height:1.1;margin:0;color:var(--text);letter-spacing:-.01em;}
.lead{font-size:16.5px;line-height:1.62;color:var(--text2);margin:18px 0 0;max-width:600px;text-wrap:pretty;}
.sechead{max-width:740px;margin-bottom:48px;}

/* nav */
.nav{position:sticky;top:0;z-index:80;background:rgba(8,5,12,.72);backdrop-filter:blur(18px) saturate(1.2);-webkit-backdrop-filter:blur(18px) saturate(1.2);border-bottom:1px solid var(--line-soft);}
.nav-in{max-width:1180px;margin:0 auto;padding:0 24px;height:72px;display:flex;align-items:center;justify-content:space-between;gap:18px;}
.brand{display:flex;align-items:center;gap:13px;}
.mark{width:40px;height:40px;flex:none;transform:rotate(45deg);border:1.5px solid rgba(233,185,77,.7);border-radius:9px;display:flex;align-items:center;justify-content:center;box-shadow:0 0 24px rgba(233,185,77,.18);}
.mark span{transform:rotate(-45deg);font-family:var(--serif);font-weight:700;font-size:18px;color:var(--gold-br);}
.brandwords{display:flex;flex-direction:column;gap:3px;}
.bn{font-weight:800;letter-spacing:.17em;font-size:13.5px;color:var(--text);}
.bs{font-size:10px;letter-spacing:.16em;color:var(--muted);text-transform:uppercase;}
.nav-links{display:flex;gap:24px;align-items:center;flex-wrap:wrap;justify-content:center;flex:1 1 auto;min-width:0;}
.nav-links a{font-size:14px;font-weight:500;color:var(--text2);white-space:nowrap;transition:color .2s;}
.nav-links a:hover{color:var(--gold-br);}
.nav-right{display:flex;align-items:center;gap:18px;}
.nav-phone{text-align:right;line-height:1.2;}
.nav-phone b{display:block;font-size:14.5px;font-weight:600;color:var(--text);}
.nav-phone small{display:block;font-size:10px;font-weight:500;color:var(--muted);letter-spacing:.08em;text-transform:uppercase;margin-top:2px;}
.btn{font:700 14px var(--sans);border-radius:100px;padding:11px 20px;cursor:pointer;display:inline-block;transition:transform .2s,background .2s,border-color .2s;border:1px solid transparent;}
.btn-gold{background:var(--gold);color:#241803;}
.btn-gold:hover{transform:translateY(-2px);background:var(--gold-br);}
.btn-ghost{background:rgba(255,255,255,.04);color:#e7ddd2;border-color:rgba(255,255,255,.15);}
.btn-ghost:hover{border-color:var(--gold-line);}
.btn-lg{font-size:15px;padding:15px 28px;}

/* hero */
.hero{display:flex;flex-wrap:wrap;gap:clamp(36px,5vw,72px);align-items:center;}
.hero-main{flex:1 1 460px;min-width:0;}
.hero-key{display:inline-flex;align-items:center;gap:11px;padding:8px 16px;border:1px solid var(--gold-line);border-radius:100px;background:var(--gold-soft);font-size:13px;font-weight:600;color:var(--gold-br);margin-bottom:28px;}
.hero-key .d{width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(233,185,77,.18);}
.hero h1{font-family:var(--serif);font-weight:600;font-size:clamp(38px,5vw,70px);line-height:1.08;margin:0 0 26px;color:var(--text);letter-spacing:-.01em;}
.hero h1 em{font-style:italic;color:var(--gold-br);}
.hero-sub{font-size:17px;line-height:1.62;color:var(--text2);margin:0 0 22px;max-width:540px;text-wrap:pretty;}
.hero-quote{font-family:var(--serif);font-style:italic;font-size:clamp(18px,1.8vw,22px);color:#ece7dd;line-height:1.4;max-width:520px;padding-left:20px;border-left:2px solid var(--gold-line);margin:0 0 36px;}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;align-items:center;}
.hero-aside{flex:1 1 340px;min-width:0;position:relative;}
.route-float{position:absolute;top:-15px;right:24px;z-index:2;background:var(--gold);color:#241803;font-weight:700;font-size:12px;padding:7px 15px;border-radius:100px;white-space:nowrap;box-shadow:0 12px 30px -10px rgba(233,185,77,.6);animation:nbFloat 4s ease-in-out infinite;}
@keyframes nbFloat{0%,100%{transform:translateY(0);}50%{transform:translateY(-7px);}}
.route-card{position:relative;background:linear-gradient(170deg,rgba(28,20,34,.7),rgba(13,9,17,.66));border:1px solid var(--line);border-radius:22px;padding:30px 30px 26px;box-shadow:0 44px 110px -40px rgba(0,0,0,.7);backdrop-filter:blur(10px);}
.rc-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:22px;}
.rc-lab{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:8px;}
.rc-title{font-family:var(--serif);font-size:21px;color:var(--text);}
.rc-mark{width:40px;height:40px;flex:none;transform:rotate(45deg);border:1px solid var(--gold-line);border-radius:9px;display:flex;align-items:center;justify-content:center;background:var(--gold-soft);}
.rc-mark span{transform:rotate(-45deg);font-family:var(--serif);color:var(--gold-br);font-size:15px;}
.rc-step{display:flex;gap:15px;align-items:flex-start;padding:13px 0;}
.rc-step+.rc-step{border-top:1px solid var(--line-soft);}
.rc-node{width:30px;height:30px;border-radius:50%;flex:none;border:1px solid var(--gold-line);background:var(--gold-soft);color:var(--gold-br);display:grid;place-items:center;font-size:12px;font-weight:700;}
.rc-step.done .rc-node{border-color:var(--gold);background:var(--gold);color:#241803;}
.rc-step h4{margin:1px 0 3px;font-size:15px;font-weight:600;color:var(--text);}
.rc-step p{margin:0;font-size:12.5px;color:var(--muted);line-height:1.45;}
.rc-foot{margin-top:20px;padding-top:18px;border-top:1px dashed var(--line);display:flex;align-items:center;justify-content:space-between;}
.rc-foot .res{font-family:var(--serif);font-size:19px;color:var(--gold-br);}

/* trust */
.trust{border-top:1px solid var(--line-soft);border-bottom:1px solid var(--line-soft);background:rgba(255,255,255,.015);}
.trust-in{max-width:1180px;margin:0 auto;padding:26px 24px;display:flex;flex-wrap:wrap;gap:18px 44px;align-items:center;justify-content:space-between;}
.trust-item{display:flex;align-items:center;gap:13px;}
.trust-num{font-family:var(--serif);font-size:30px;color:var(--gold-br);line-height:1;font-variant-numeric:tabular-nums;}
.trust-txt{font-size:13.5px;color:var(--muted);line-height:1.3;max-width:170px;}
.trust-sep{width:1px;height:38px;background:var(--line);}

/* router */
.router-grid{display:flex;flex-wrap:wrap;gap:clamp(28px,4vw,56px);align-items:flex-start;}
.sit-list{flex:1 1 360px;min-width:0;display:flex;flex-wrap:wrap;gap:10px;align-content:flex-start;}
.sit-btn{border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.012);color:#cfc7c0;font-size:14.5px;font-weight:500;padding:11px 17px;border-radius:100px;cursor:pointer;transition:all .22s;text-align:left;font-family:var(--sans);line-height:1.2;}
.sit-btn:hover{border-color:rgba(233,185,77,.5);color:var(--text);}
.sit-btn.on{background:var(--gold);color:#241803;border-color:var(--gold);font-weight:600;box-shadow:0 10px 26px -12px rgba(233,185,77,.6);}
.router-result{flex:1 1 420px;min-width:0;background:linear-gradient(165deg,rgba(26,18,32,.7),rgba(13,9,17,.6));border:1px solid var(--line);border-radius:22px;padding:clamp(24px,3vw,34px);box-shadow:0 40px 100px -50px rgba(0,0,0,.7);}
.rr-eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:12px;}
.rr-title{font-family:var(--serif);font-size:clamp(23px,2.4vw,31px);font-weight:600;line-height:1.12;margin:0 0 8px;color:var(--text);}
.rr-note{color:var(--muted);font-size:14.5px;margin:0 0 24px;line-height:1.5;}
.rr-list{display:flex;flex-direction:column;gap:11px;}
.rr-svc{display:flex;gap:15px;align-items:center;padding:16px 17px;border:1px solid var(--line);border-radius:14px;background:rgba(255,255,255,.025);transition:all .25s;}
.rr-svc:hover{border-color:rgba(233,185,77,.5);transform:translateX(4px);}
.rr-ico{width:40px;height:40px;border-radius:11px;border:1px solid var(--gold-line);background:var(--gold-soft);display:grid;place-items:center;flex:none;}
.rr-ico svg{width:19px;height:19px;stroke:var(--gold-br);fill:none;stroke-linecap:round;stroke-linejoin:round;}
.rr-meta{flex:1;min-width:0;}
.rr-meta b{display:block;font-size:15px;font-weight:600;color:var(--text);margin-bottom:2px;}
.rr-meta span{font-size:12.5px;color:var(--muted);}
.rr-fig{font-family:var(--serif);font-size:16px;color:var(--gold-br);white-space:nowrap;flex:none;}
.rr-foot{margin-top:24px;padding-top:22px;border-top:1px dashed var(--line);display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;}
.rr-foot p{margin:0;font-size:13.5px;color:var(--muted);max-width:300px;}

/* priority */
.prio-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:20px;}
.prio{position:relative;overflow:hidden;border-radius:20px;padding:32px 30px 28px;display:flex;flex-direction:column;background:linear-gradient(180deg,rgba(255,255,255,.025),rgba(13,9,17,.55));border:1px solid var(--line);transition:transform .3s,border-color .3s;}
.prio:hover{transform:translateY(-5px);border-color:rgba(233,185,77,.4);}
.prio.feature{background:linear-gradient(175deg,rgba(233,185,77,.10),rgba(13,9,17,.6) 60%);border-color:var(--gold-line);}
.prio-wm{position:absolute;right:-8px;bottom:-26px;font-family:var(--serif);font-size:140px;font-weight:600;color:var(--gold);opacity:.05;line-height:1;pointer-events:none;}
.prio-badge{align-self:flex-start;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-br);border:1px solid var(--gold-line);padding:6px 12px;border-radius:100px;margin-bottom:22px;}
.prio-fig{font-family:var(--serif);font-weight:600;line-height:.96;font-size:clamp(46px,5vw,66px);color:var(--gold-br);}
.prio-fig small{font-size:.4em;color:var(--text2);font-family:var(--sans);font-weight:500;}
.prio h3{margin:18px 0 12px;font-family:var(--serif);font-weight:600;font-size:24px;line-height:1.12;color:var(--text);}
.prio p{color:var(--text2);font-size:14.5px;line-height:1.55;margin:0 0 24px;flex:1;}
.prio-foot{display:flex;align-items:center;justify-content:space-between;padding-top:18px;border-top:1px solid var(--line);}
.prio-foot a{font-size:14px;font-weight:600;color:var(--gold-br);}
.prio-foot a:hover{color:#fff;}
.prio-foot .note{font-size:12px;color:var(--faint);max-width:120px;text-align:right;}

/* catalog */
.tabs{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:34px;}
.tab{border:1px solid rgba(255,255,255,.12);background:transparent;color:var(--text2);font-family:var(--sans);font-size:14.5px;font-weight:500;padding:11px 20px;border-radius:100px;cursor:pointer;transition:all .22s;display:inline-flex;align-items:center;gap:8px;}
.tab:hover{border-color:rgba(233,185,77,.5);color:var(--text);}
.tab.on{background:rgba(233,185,77,.1);border-color:rgba(233,185,77,.45);color:var(--gold-br);}
.tab .c{font-size:12px;opacity:.7;}
.cat-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px;}
.svc{display:flex;flex-direction:column;gap:13px;padding:24px 24px 22px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(180deg,rgba(255,255,255,.022),rgba(13,9,17,.5));transition:all .28s;}
.svc:hover{border-color:rgba(233,185,77,.45);transform:translateY(-4px);}
.svc-top{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;}
.svc-ico{width:42px;height:42px;border-radius:11px;border:1px solid var(--gold-line);background:var(--gold-soft);display:grid;place-items:center;flex:none;}
.svc-ico svg{width:19px;height:19px;stroke:var(--gold-br);fill:none;stroke-linecap:round;stroke-linejoin:round;}
.svc-fig{text-align:right;}
.svc-fig b{font-family:var(--serif);font-size:20px;color:var(--gold-br);line-height:1;display:block;font-weight:600;}
.svc-fig span{font-size:11.5px;color:var(--muted);display:block;margin-top:4px;}
.svc h4{margin:2px 0 0;font-size:17.5px;font-weight:600;color:var(--text);line-height:1.25;letter-spacing:-.01em;}
.svc p{margin:0;font-size:13.5px;color:var(--muted);line-height:1.5;flex:1;}
.svc-go{display:flex;align-items:center;gap:7px;font-size:13.5px;font-weight:600;color:#9a8f80;margin-top:2px;}

/* advantages */
.adv-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1px;background:var(--line-soft);border:1px solid var(--line-soft);border-radius:18px;overflow:hidden;}
.adv{background:#08050d;padding:32px 28px;display:flex;flex-direction:column;gap:14px;min-height:200px;transition:background .3s;}
.adv:hover{background:rgba(255,255,255,.02);}
.adv h4{margin:0;font-size:17px;font-weight:600;color:var(--text);}
.adv p{margin:0;font-size:13.5px;color:var(--muted);line-height:1.5;}

/* consult */
.consult-grid{display:flex;flex-wrap:wrap;gap:clamp(36px,5vw,72px);align-items:center;}
.consult-main{flex:1 1 420px;min-width:0;}
.consult-list{list-style:none;padding:0;margin:28px 0 32px;border-top:1px solid var(--line);}
.consult-list li{display:flex;align-items:center;gap:15px;padding:15px 0;border-bottom:1px solid var(--line);font-size:15px;color:#cfc3c8;}
.consult-list .d{width:7px;height:7px;border-radius:50%;background:var(--gold);flex:none;}
.consult-list b{color:var(--text);}
.consult-panel{flex:1 1 340px;min-width:0;background:linear-gradient(170deg,rgba(28,20,34,.8),rgba(11,7,15,.85));border:1px solid var(--gold-line);border-radius:22px;padding:36px 34px;box-shadow:0 44px 110px -40px rgba(0,0,0,.7);}
.cp-strike{color:var(--muted);text-decoration:line-through;font-size:17px;}
.cp-free{font-family:var(--serif);font-size:clamp(42px,5vw,58px);color:var(--gold-br);line-height:1;margin:8px 0 6px;}
.cp-sub{color:var(--text2);font-size:14px;margin-bottom:24px;}
.cp-row{display:flex;gap:13px;align-items:flex-start;padding:13px 0;border-top:1px solid var(--line);font-size:14px;color:var(--text2);}
.cp-row svg{flex:none;margin-top:2px;}

/* form */
.form-sec{background:radial-gradient(80% 90% at 85% 10%,rgba(233,185,77,.07),transparent 55%),var(--bg);}
.form-grid{display:flex;flex-wrap:wrap;gap:clamp(36px,5vw,76px);align-items:center;}
.form-side{flex:1 1 380px;min-width:0;}
.form-stats{display:flex;gap:40px;margin-top:36px;flex-wrap:wrap;}
.form-stats .n{font-family:var(--serif);font-size:30px;color:var(--gold-br);}
.form-stats .l{font-size:13px;color:var(--muted);max-width:160px;margin-top:4px;}
.form-card{flex:1 1 420px;min-width:0;background:linear-gradient(170deg,rgba(28,20,34,.72),rgba(11,7,15,.8));border:1px solid var(--line);border-radius:22px;padding:clamp(28px,3.5vw,42px);box-shadow:0 44px 110px -40px rgba(0,0,0,.7);}
.field{margin-bottom:18px;}
.field label{display:block;font-size:12.5px;font-weight:600;letter-spacing:.04em;color:var(--muted);margin-bottom:9px;text-transform:uppercase;}
.field input,.field textarea{width:100%;background:rgba(0,0,0,.25);border:1px solid rgba(255,255,255,.12);border-radius:11px;color:var(--text);font-family:var(--sans);font-size:15.5px;padding:14px 15px;transition:border-color .2s,background .2s;}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--gold-line);background:rgba(233,185,77,.05);}
.field input::placeholder,.field textarea::placeholder{color:rgba(255,255,255,.3);}
.field textarea{resize:vertical;min-height:74px;line-height:1.5;}
.field-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;}
.pills{display:flex;flex-wrap:wrap;gap:8px;}
.pill{border:1px solid rgba(255,255,255,.12);background:transparent;color:var(--text2);font-size:13px;font-weight:500;padding:9px 14px;border-radius:100px;cursor:pointer;transition:all .2s;font-family:var(--sans);}
.pill:hover{border-color:rgba(233,185,77,.5);}
.pill.on{background:rgba(233,185,77,.1);border-color:rgba(233,185,77,.45);color:var(--gold-br);}
.consent{display:flex;gap:11px;align-items:flex-start;cursor:pointer;font-size:12.5px;line-height:1.5;color:#9a8f96;margin:4px 0 2px;}
.consent input{flex:none;width:18px;height:18px;margin:1px 0 0;accent-color:var(--gold);}
.consent a{color:var(--gold-br);text-decoration:underline;text-underline-offset:2px;}
.form-err{display:none;font-size:13px;color:#ef8b72;background:rgba(217,105,78,.1);border:1px solid rgba(217,105,78,.3);border-radius:9px;padding:10px 13px;margin-top:14px;}
.form-err.show{display:block;}
.submit{width:100%;margin-top:4px;border:none;cursor:pointer;border-radius:12px;padding:16px;font-family:var(--sans);font-size:15.5px;font-weight:700;color:#241803;background:linear-gradient(135deg,#f0c75f,#e9b94d);box-shadow:0 14px 32px -14px rgba(233,185,77,.6);transition:filter .2s,transform .15s;}
.submit:hover{filter:brightness(1.05);}
.submit:active{transform:translateY(1px);}
.submit:disabled{cursor:default;filter:grayscale(.3) brightness(.9);box-shadow:none;}
.form-legal{font-size:12px;color:var(--faint);margin-top:16px;line-height:1.5;}
.form-ok{text-align:center;padding:30px 6px;}
.form-ok .ic{width:64px;height:64px;border-radius:50%;margin:0 auto 22px;border:1px solid var(--gold-line);background:rgba(233,185,77,.1);display:grid;place-items:center;}
.form-ok h3{font-family:var(--serif);font-size:24px;color:var(--text);margin:0 0 12px;}
.form-ok p{font-size:15.5px;color:var(--text2);max-width:360px;margin:0 auto;line-height:1.55;}

/* footer */
.footer{background:rgba(255,255,255,.015);border-top:1px solid var(--line-soft);padding:60px 24px 34px;}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:36px;margin-bottom:44px;}
.footer-about{grid-column:1 / -1;max-width:360px;}
.footer-about p{font-size:14px;color:var(--muted);line-height:1.6;margin:0;}
.footer h5{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin:0 0 16px;font-weight:600;}
.footer ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:11px;}
.footer ul a{font-size:14px;color:var(--text2);}
.footer ul a:hover{color:var(--gold-br);}
.footer .ai-link{color:#d99ec0;}
.footer .ai-link:hover{color:#ff9ec9;}
.footer-bot{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;padding-top:26px;border-top:1px solid var(--line-soft);}
.footer-bot p{font-size:12.5px;color:var(--faint);margin:0;line-height:1.5;max-width:680px;}
.footer-bot a{font-size:13.5px;font-weight:600;color:#9a8f80;}
.footer-bot a:hover{color:var(--gold-br);}